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Hi, I'm Miguel Hernandez. I'm a Financial Services Professional in California.   

I am a financial service professional with years of experience helping clients reach their financial goals. My approach is personalized and tailored to your specific needs. Let's work together to create a financial plan that works for you and your family. Click here to schedule a free consultation and let's get started.

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About Me

Services

Provide a general description of the items below and introduce the services you offer. Click on the text box to edit the content.

Life

insurnace

Life insurance is designed to provide financial protection and support. The death benefit can help cover various expenses, such as funeral costs, outstanding debts,  education expenses, and daily living expenses for the surviving family members. 

Mortgage Protection

Mortgage protection insurance can help cover the outstanding balance of your mortgage, ensuring that your loved ones can remain in the home without the burden of mortgage payments in the event of your death

retirement planning

The process of saving and investing money to build a financial cushion for a comfortable and secure retirement. It involves setting goals, managing expenses, considering Social Security and pensions, balancing investments, and planning for estate matters

 

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401K

ROLLOVERS

A 401(k) rollover is the process of moving funds from a previous employer's retirement plan into another retirement account. It helps maintain tax advantages and provides more control over investments

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BUSINESS PLANNING

Help business owners by providing key person insurance, assisting with buy-sell agreement funding, setting up executive bonus plans, aiding in business succession planning, offering employee benefits packages, helping with key employee retention, and providing business loan protection. Help ensure financial security and protection for the business and its stakeholders

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living

benefits

Living benefits provide policyholders with financial benefits during their lifetime, including accelerated cash death benefits for terminal illness, chronic illness benefits, and critical illness benefits. These benefits offer support and assistance for policyholders facing serious medical conditions while they are alive.

"The best time to plant a tree was 20 years ago. The second-best time is now."

Chinese Proverb

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Let's Talk

Alexa Young, CA

Miguel, my life insurance agent, has been a true professional in securing financial protection for my loved ones. His expertise and personalized approach helped me find the perfect coverage for my needs. I trust Miguel completely in safeguarding my family's financial future."

Talithia Lott, CA

I can't recommend Miguel, my life insurance agent, enough. His exceptional service and expertise provided me with comprehensive coverage and peace of mind. Miguel is the go-to agent for reliable and trustworthy life insurance solutions.

Deborah Dekema, CA

Miguel, my life insurance agent, went above and beyond in helping us with mortgage protection. He took the time to explain the options available and helped us select a life insurance policy that covers our mortgage payments.
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